HomeRemittRemittance fintech · Mobile + Agent + Web · 2023

Send money home. 5M+ times.

OutcomeCustomer app, agent app, marketing site, rebuilt end-to-end under a single design system. Live platform serves 250K+ customers, 5M+ transactions, 4.9★ App Store across 30+ destinations.
HomeRemitt. South African remittance fintech, multi-product rebuild

Imagine the operational stack of a 5M-transaction remittance fintech, rebuilt under one design system.

HomeRemitt is a South African remittance fintech moving money home across 30+ countries. When they came to us the customer app was clunky, the agent network had no dashboard at all, and the marketing site read like a brochure. We rebuilt all three in parallel, one embedded design pod, one design system underneath, and a multi-product scope earned in the first founder meeting.

01Three products, one team. Customer app, agent app, marketing site, designed in parallel against a single design system so vocabulary stayed consistent across every surface.
02Agent network from zero. Agents drove meaningful volume but had no dashboard, no commissions surface, no tools. We built the second product from scratch, including an in-app AI assistant.
03Calculator-led website. Competitor research surfaced the same missing thing on every comp: a live rate calculator on the homepage. We made it the hero of the new marketing site.
Scope3 productsCustomer app + agent app + website. Rebuilt end-to-end under one design system, in parallel.
Transactions5M+Successful transactions on the live platform we shipped, per the live homepage today.
Customers250K+Customers on the rebuilt customer app, sending home across 30+ destinations.
Rating4.9 ★App Store, 120+ reviews on the consumer app we redesigned.
The story

One brief, three products, one embedded pod.

HomeRemitt is a South African remittance fintech moving money home across 30+ countries. Customers had a slow, dated mobile app. Agents had no dashboard at all (everything ran on manual processes). The marketing site read like a brochure. The HomeRemitt CEO flew in for the kickoff. Trust earned in the room. The engagement scoped out as a multi-product rebuild from day one.

We built the design system before any screens, then drew customer app, agent app, and marketing site in parallel against the shared vocabulary. The customer-facing app got a calculator-led home, an eight-step send flow with transparent fees, beneficiaries with three transfer-type icons, and a trust-surface transactions list. The agent app was built from zero with an in-app AI assistant. The marketing site rebuilt around a live rate calculator instead of a tagline. Today: 250K+ customers, 5M+ transactions, 4.9 stars on the App Store.

ClientHomeRemitt (cross-border remittance fintech)
RegionSouth Africa, ZAR to 30+ destinations
EngagementEmbedded pod, design + design system
StatusLive, 250K+ customers, 5M+ transactions
01 · Design

Three products designed in parallel.

Customer app (calculator-led home, eight-step send flow, beneficiaries, transactions). Agent app from zero (home, AI assistant, dashboard). Marketing site rebuilt around a live ZAR-to-recipient-currency rate calculator. Mobile-responsive across every flow.

02 · Design system

One language for three surfaces.

Color palette, type scale, spacing, every component and state defined up front. Three coherent products instead of three drifts. The system is the deliverable HomeRemitt’s in-house team carries forward; new surfaces ship today against the same vocabulary.

Chapter 01

Where we started: a clunky app and a brochure-style site.

HomeRemitt’s rails worked, money moved, partners settled, but the surfaces customers actually touched hadn’t kept up. The old mobile app was slow and visually a generation behind. The agent network ran on manual processes with no dashboard. The marketing site read like a brochure. The brief was simple in shape and big in scope: modernize what customers see, build what agents need, and make the website do real conversion work.

The old HomeRemitt customer app, four dated screens (login, receipt, transactions, manage beneficiary) in the previous teal and coral style, a visual generation behind
BeforeThe old customer app · clunky, slow, no agent tools, no dashboard2023
Chapter 02

Customer onboarding & home: in within seconds, oriented in one screen.

Registration is where remittance apps lose people. We ask only what compliance actually requires, name, country, contact, email, ID, date of birth, and defer everything optional to a soft profile-completion banner on the home screen. So a new user can be sending in seconds and finish KYC after. The home screen does double duty: rate calculator at the top, transfer types front-and-centre, recent transactions one card down, plus the KYC nudge.

HomeRemitt registration flow, minimal-field signup and verification across multiple screens with a deferred profile-completion prompt
Customer appFrictionless registration · verification · profile prompt deferred not blockingIn within seconds
HomeRemitt customer home screen, calculator-led balance and send surface with recent transactions and transfer types
Customer appCalculator-led home · balance + send · recent transactions one card downOriented in one screen
Founder relationship

HomeRemitt’s CEO flew in from South Africa to meet our team in Dubai at the start. The trust earned in that room is the reason this engagement scoped out as a multi-product rebuild instead of a single-app refresh.

Kickoff · DubaiHomeRemitt CEO · founder direct
Chapter 03

The send-money flow: eight steps, one continuous motion.

Send-money is the surface every other surface exists to support. We rebuilt it as a single linear flow, type in, beneficiary picked, currency previewed live, fees broken down, profile and limit checks inline, then review and pay. No back-tracking, no surprises at confirmation. The system carries the cognitive load: limit too high? Banner explains and offers the cap. Profile incomplete? Banner offers the missing field instead of dead-ending the flow.

  1. Choose your transfer typeBank transfer, mobile wallet, or cash pickup, selected upfront so the rest of the flow tunes to it.
  2. Add a beneficiaryPick from saved beneficiaries or add a new one in-line without leaving the flow.
  3. Currency previewThe amount the recipient will receive resolves live as you type, in their currency.
  4. Reason for sendingA quick prompt for the regulator-required reason, defaults selected, never a free-text bottleneck.
  5. Transparent feesFull breakdown of any charges shown before confirmation. No surprises at review.
  6. Profile-complete checkIf KYC isn’t done, a soft banner offers the missing field rather than dead-ending the flow.
  7. Limit checkAmounts above the user’s limit show a banner with the cap, user adjusts, flow continues.
  8. Review & payFinal confirmation with everything visible at once. Pay processes the transaction.
HomeRemitt send-money flow, amount entry with live currency preview, review with transparent fee breakdown, and a transfer-successful confirmation
Send-moneyAmount → review → transfer successful · transparent fees · inline checksConversion path
HomeRemitt send-money flow shown across its full sequence of screens, one continuous motion from transfer-type to pay
Send-moneyEight steps · one continuous flow · no back-tracking, no surprisesThe whole journey
Chapter 04

Beneficiaries & transactions: who you send to, and what already shipped.

Beneficiaries lists every recipient with three transfer-type icons (bank transfer, mobile wallet, cash pickup) so the right path resolves at a glance. Transactions is the trust surface: complete history in one place with pending / terminated / canceled filters and stacked cards showing recipient, amount, type, status. Customers stop calling support to ask “did it go through?”, the answer is in the app, in the right state, on the right card.

HomeRemitt beneficiaries, list of saved recipients, a select-transfer-type sheet (bank transfer, mobile wallet, cash pickup), and an add-beneficiary bank-details form
Customer appBeneficiaries · three transfer types · add-recipient bank detailsRight path at a glance
HomeRemitt transactions, complete history with pending, terminated and canceled filters and stacked cards showing recipient, amount, type and status
Customer appTransactions · status filters · card stack · the trust surface“Did it go through?” answered
Chapter 05

The agent app: dashboard from zero, AI inside the same app.

HomeRemitt’s agent network had been running on manual processes. We designed an agent home screen built around the three numbers an agent actually checks first thing in the morning, registrations, monthly GDV, and a commission meter that fills as they earn through the month. The same app carries an in-app AI assistant with suggested prompts and platform-aware answers trained on HomeRemitt’s docs, plus a 3-month trend dashboard for the data.

HomeRemitt agent home screen, registrations count, monthly GDV cards, and a commission-earning-potential gauge an agent checks first thing
Agent appRegistrations · monthly GDV · commission meterBuilt from zero
HomeRemitt agent in-app AI assistant, suggested questions, threaded answers grounded in HomeRemitt docs, and a conversation history
Agent appIn-app AI assistant · suggested prompts · platform-aware answersAI inside the same app
HomeRemitt agent dashboard, registrations and commissions as bar charts and KPI cards across the last three months
Agent app3-month trend dashboard · registrations + commissions · GDVThe data, monthly
Chapter 06

The website: research-led, calculator-first, country-aware.

Competitor research surfaced the same gap on every comp: a live rate calculator on the homepage. We made it the hero. ZAR in, recipient currency out, payout method toggled inline. Below the calculator: three USPs (affordable, efficient, secure), four easy steps to send, supported countries by region, KPIs (250K+ customers, 5M+ transactions), an FAQ, and a dedicated send-money page that lets users jump to country-specific guidance. About-us and contact-us went from missing to first-class. Mobile-responsive end-to-end.

HomeRemitt marketing site homepage, a live rate-calculator hero (ZAR in, recipient currency out), with the research-led country-aware layout beneath
WebsiteCalculator-led homepage · live rate hero · country-awareMobile-responsive
Chapter 07

The system underneath: one language for three products.

Three products without a shared system don’t hold together. We defined HomeRemitt’s color palette, type scale, spacing, every component and every state, then built the screens against the system rather than the other way around. The system became the deliverable HomeRemitt’s in-house team carries forward; new surfaces ship today against the same vocabulary.

HomeRemitt design system, color palette, type scale, components, inputs, alerts and states documented as one shared foundation for three products
Design systemColor · type · spacing · components · states · foundation for everything that ships nextThe deliverable underneath
Outcome · live in market · 250K+ customers · 5M+ transactions

Faster home. Millions over.

The customer app is faster and easier. The agent network has a dashboard, a commission meter, and an in-app AI assistant where there used to be manual ops. The marketing site converts. Three products, one system, one platform now serving 250K+ customers and 5M+ transactions across 30+ destinations, per the live homepage today.


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